Understanding insurance 101!
Insuring your property to value is important and will offer you the best protection in the event of a loss!

Want to insure for MORE THAN LOAN VALUE plus interest on pawn goods or COST on your own goods up for sale? You can!! You decide… You can insure your PAWN goods for MARKET VALUE, similar to a wholesale replacement cost value or 2, 3 even 4 times your loan value plus interest. This same option is available for your own goods.

Don’t be fooled by other programs offering valuations for more than what you are insuring too… you will never get more than the policy limit. Insurance is simple… some agents may state you can insure to wholesale replacement cost by simply providing your loan value limits. Does this make sense or sound like someone who is trying to protect your business? Perhaps they have forgotten the real reason we buy insurance coverage, to protect our whole financial investment, your home, automobiles and yes, your business!

Just like you wouldn’t call your auto insurance carrier and state I just purchased a new Mercedes for $60,000 but only want to insure it for $30,000 to save premium. The same applies to your business. If you want to be paid Market value in the event of a loss, purchase limits that equal market value. Remember you get what you pay for!

Questions? Call or Email us!
ASK FOR Seth, Laura or Dave
Toll-free (800) 545-5624
Union Life & Casualty Insurance Agency
5225 N. Central Avenue, Suite #110
Phoenix AZ 85012
Phone (602) 277-5555
Fax (602) 265-9763